in response to daisylucas71... @daisylucas71... I hope this helps in some way--Let me know how it goes.. Marisa
Don't Ask For A Grant If You Want Free Money
When you contact a government office for help, please don't just use the word "grant" when asking about available money programs. I know this is the most common term used by people seeking help, but you cut yourself out of a lot of suitable programs. Programs are established using all kinds of names including grants, direct payments, loans you don’t have to pay back, assistance payments, vouchers, or even services. So when you are looking for this kind of money try not to use the word "grant" and just use the word "assistance." This way you are more likely to find all the possible programs that can help you.
Videos of Government Officials Describing Their Programs
Free Help With Credit Problems
http://www.myamericanbenefitsplan.com/free_independent.php
Money and Help For A Better Job
http://www.myamericanbenefitsplan.com/workforce_development.php
Free Help For Low Income
http://www.myamericanbenefitsplan.com/localcommunity.php
Help With Your Mortgage
http://www.myamericanbenefitsplan.com/free_credit.php
Contact Your Local Community Action Agency
These are local experts that can help you identify not only help with your mortgage but other programs that might help with paying your daily expenses. The best way to get help is to make an appointment for an interview. You can search for the Community Action Agency for your county athttp://www.communityactionpartnership.com/index.php?option=com_spreadsheets&view=search&spreadsheet=cap&Itemid=188
I did a scan of services provided at some of the Community Action Agencies in Ohio. You generally can get heating and cooling assistance, weatherization of your home, emergency assistance, job training, children services, and more. Some even offer microenterprise business assistance to help you start your own business. Many also offer Individual Development Accounts where you put money into a savings account for the purchase of a house, college education, or a car, and the money you save is matched often by $3 for every $1 you save. What is great about these agencies is that they also know about other programs in the area where you might qualify for assistance.
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State Money Programs
Every state government has dozens of money programs that help people pay their expenses. The problem is that there is never one central place to look. You have to go agency by agency, or department by department and search for what is available. Some good departments to start are health, agriculture, commerce, and social services. You can find them by dialing 411 and asking for your state capitol operator or by going to the web athttp://www.govengine.com/ and clicking on your state. When I looked at Ohio, I scrolled down to the Executive Branch and looked at the Department listings. I saw Department of Job & Family Services and saw what they had to offer. Many of the state programs are offered at the local and county levels, and they can direct you to the correct resource.
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City and County Programs
You can do the same thing as you did for the State Programs for your city and county offices. Start looking at every local city and county government for programs that might help. If you don’t know where to go, you can call 411 and ask for the mayor’s office or the office of the county executive. Just tell them you are looking for programs that might provide financial assistance to residents. You can also go to http://www.govengine.com/and under each state there will be a listing of all cities and counties. Click on those of interest and start searching for programs.
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Volunteer Organizations
There are a number of national volunteer organizations around the country that offer grants and other free services to solve problems for people in their community. Find your local club for each of the organizations below and contact them for information on their programs. These organizations run programs that offer money for: -day care services -summer camp -scholarships -travel -free eye glasses -cataract surgeries -health problems -medical equipment, and -money for emergencies
Kiwanis International 3636 Woodview Trace Indianapolis, IN 46268-3196 317-875-8755 http://www.kiwanis.orgfind a local Kiwanis club http://www.kiwanis.org/FindaClub/tabid/84/Default.aspx/
United States Junior Chamber P.O. Box 7 Tulsa, OK 74102 1-800-JAYCEES http://www.usjaycees.org/ find a local Jaycees chapter http://www.usjaycees.org/index.php? option=com_mtree&task=listcats&cat_id=95&Itemid=177
Lions Clubs International 300 W 22nd Street Oak Brook, IL 60523 630-571-5466 ext 356http://www.lionsclubs.org/ 630-571-5466 ext 356 find a local lions clubhttp://www.lionnet.com/united_states.html
Catholic Charities USA 1731 King St., #200 Alexandria, VA 22314 703-549-1390http://www.catholiccharitiesinfo.org/NetCommunity/Page.aspx?pid=1174
Over 14,000 local organizations offer a variety of services for many different community problems including child care, elderly services, emergency financial services, rental assistance, and more. To find an office near you go to their main web site and see Find Your Local Catholic Charities Agency and put in your state.http://www.catholiccharitiesusa.org/NetCommunity/Page.aspx?pid=292
Salvation Army National Headquarters 615 Slaters Lane P.O. Box 269 Alexandria, VA 22313 703-684-5500http://www.salvationarmyusa.org/usn/www_usn_2.nsf
Families in need can receive a wide range of services including utility assistance, transitional housing emergency food, clothing, and more. For an office near you, contact the headquarters above.
United Way of America 701 North Fairfax St. Alexandria, VA 2314 703-836-7112 http://www.liveunited.org/?
To find a local chapter go to the web site and enter your zip code in the upper left corner. The United Way is a national organization that raises money for thousands of local non-profit organizations who offer money and services to people in their community. Your local United Way can identify non-profits in your area that may offer the resources or services you are looking for.
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Government Benefits Websites
GovBenefits.gov helps provide personalized access to government assisted programs. This online program is free and confidential. All you have to do is answer a series of questions about yourself and then GovBenefits.gov will provide you with a list of government programs you may be eligible to receive along with application information. The site will provide both state and federal programs to assist you. Contact: 800-FED-INFO;http://www.govbenefits.gov/govbenefits_en.portal.